Essential Trip Planning
Money Exchange Options
Best Exchange Rates
ATM Access
Packing Essentials
Payment Methods
3.5
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Excellent!
- 5.0 Rating out of 5.0 based on 245354 reviews
Money Exchange Options
- Best Exchange Rates:
- Licensed Forex Bureaus: Most competitive rates
- Banks: Secure but slightly lower rates
- Hotels: Convenient but highest spreads
- Airport: Emergency only, poor rates
ATM Access:
- Widespread in Accra, Kumasi, major cities
- International cards accepted (Visa, Mastercard)
- Daily withdrawal limits: GHS 2,000-5,000
- ATM fees: GHS 10-25 per transaction
Payment Methods
- Cash is King:Essential for markets, street food, local transport
- Credit Cards:Accepted at hotels, upscale restaurants, major retailers
- Mobile Money:MTN MoMo, Vodafone Cash popular locally
- US Dollars:Widely accepted for tourism activities and hotels
Tipping Guidelines
- Restaurants:10-15% if service charge not included
- Tour Guides:$5-10 per day per person
- Hotel Staff:$1-2 per service
- Taxi Drivers:Round up fare or 5-10%
- Market Shopping:Bargaining expected, start at 50% of asking price